Does My Home Insurance Cover Storm Damage?

Sound Choice Insurance Agency Inc offers homeowners insurance to residents of Lynnwood, WA. The coverage they provide covers a wide range of damages that are caused by storms. There are certain natural events that are not covered by your traditional home insurance policy. These events must be covered by a specific type of policy that is written for that unique form of damage.

Know What Your Home Insurance Covers

When you purchase your home and sign up for new homeowner insurance, it’s essential that you talk to your insurance agent to determine what type of insurance policies you need to be fully protected from financial disaster caused by a storm or other weather event. By working with your insurance agent, you can find the information you need so you can purchase the right types of insurance.

Hurricane and Flood Insurance

Homes that are in hurricane zones or floodplains will require specific policies that are written for those particular events. If you live in a floodplain but have not purchased flood insurance, your home will not be fully protected against water damage from storms or large amounts of precipitation. The same is true if you live in a hurricane zone. If your home receives damage caused by a hurricane-related storm, your home won’t be covered if you don’t have the right policy in place.

Homeowners who live in or near Lynnwood, WA are encouraged to call the agents of Sound Choice Insurance Agency Inc. when they decide to upgrade their existing homeowners’ insurance or purchase a new policy altogether. By calling their office, you can find out what types of home insurance are needed to cover weather-related events in your area.