Aside From Drunk Driving, What Reasons Require You to Get SR-22 Insurance?

If you have been convicted of drunk driving, you will be required to obtain SR-22 auto insurance when your driving privileges are once again reinstated. SR-22 insurance is a type of auto insurance that has a higher coverage level than regular auto insurance. The reason for this is because you are now considered a high risk driver and the state wants to make sure you have enough insurance to cover any accidents you may cause as a high risk driver.

At Sound Choice Insurance Agency, Inc., serving the greater Lynnwood, WA area, we often hear the myth that SR-22 insurance is only for drunk drivers. SR-22 insurance can be ordered for other drivers who have not driven drunk. Here are two other reasons you may be required to obtain and carry this type of auto insurance. 

You Have Been Caught Driving Without Insurance

If you have been caught driving without auto insurance multiple times, or if you were involved in a car accident and did not have auto insurance, the courts may require you to obtain an SR-22 auto insurance policy before they allow you to drive once again. 

You Have a Poor Driving Record

The second reason why the courts may require you to obtain SR-22 auto insurance outside of drunk driving is that you have a poor driving record. If you drive recklessly or have multiple accidents, the courts can require you to carry this type of auto insurance before reinstating your driving privileges. 

If you have been ordered by the courts to obtain SR-22 auto insurance, you may be in the market to buy one of these types of auto insurance policies. When you need one in the greater Lynnwood, WA area, let Sound Choice Insurance Agency, Inc. help you. Contact us today and let us help you find the best Sr-22 auto insurance policy for you.