As a general rule, any time you are wondering if your home insurance provider needs to know about something or other, they need to know about it.
Now, if you follow the instructions on your above ground pool, if you set it up properly and situate it at least sixteen feet from the nearest building, you should be fine. It’s not that big an insurance liability as long as you practice a little common sense. If it collapses with nobody in it, and it is a safe distance from your home, you shouldn’t see any damages that the next warm day in Lynnwood, WA won’t fix.
The real concern is a liability. If you have a bunch of the neighbors’ kids in the pool and something happens, you could be looking at a lot of doctor bills to cover, and that’s when you’re going to be glad that you let your insurance provider know about your above-ground pool.
Generally speaking, your insurer is going to cover you for things like this as long as they don’t think that you were trying to keep a secret from them. If you host a house party and someone is injured, that’s not a big deal, unless you didn’t tell them you’d be having fifteen, twenty people over. The same goes for an above-ground pool. It’s not a major liability concern, but honesty is always the best policy in matters of insurance.
There’s no reason not to set up an above-ground pool at your Lynnwood, WA home, just make sure that you have the proper coverage. Give Sound Choice Insurance Agency Inc a call. Sound Choice Insurance Agency Inc. can get you set up with a policy that will keep you covered.