When you are operating a business, whether small or large in scale, there is always going to be some level of theft occurring. From employee theft to casual shoplifting to large-scale burglaries, your goods and inventory are always at risk. Besides locks, surveillance cameras, and good inventory tools, one of the best ways that you can protect your business against theft is through a comprehensive commercial insurance policy. Commercial insurance protects your company from a wide range of risks you may not be aware of. For those that live in the Lynnwood, WA area, the agents at Sound Choice Insurance Agency Inc. can help you find the right policy to cover any eventuality.
Not only does commercial insurance protect your actual, physical business, it also helps pay for medical bills in the event that a customer or employee is injured on your property, and it covers the costs of defending yourself against any lawsuits filed against you. On top of that, a commercial insurance policy also covers you from theft and compensates for items that are stolen.
It pays to keep a detailed inventory list and receipts. In order for a theft claim to be paid, you must have an inventory list that proves what was in your store, when it was purchased, what value it had, and what was stolen. Additionally, you will need to have some kind of proof, such as surveillance video.
Commercial policies are designed to help protect you, your company, your assets, and to prevent any major issues that might cause your business to slow down or shut your doors. If you live in the Lynnwood, WA area, the insurance experts at Sound Choice Insurance Agency Inc. can answer all your questions about theft and loss prevention insurance to help you tailor the perfect commercial policy for your needs. Give us a call today!