Auto insurance is a must if you have wheels on the road; it can mitigate damage or loss from an auto accident with financial cover. Sound Choice Insurance Agency Inc, serving Lynnwood, WA, wants you to know about the types of auto insurance available.
Mandatory Auto Insurance
In WA, there is some mandatory auto insurance. These are bodily injury liability and property damage liability insurance. Both serve to protect you if you are liable for damaging someone else’s property or their person as a result of an auto accident.
Personal Injury Protection (PIP) and under/uninsured motorist coverage are not mandatory insurances, but your insurer must offer it to you. If you want to reject these insurances, you must do so in writing.
This type of insurance provides financial cover in the event of an auto accident or collision.
Comprehensive auto insurance covers damage or loss sustained from something other than a collision. The policy should usually provide financial protection against theft and vandalism.
If your vehicle is still being paid off, the lender may require you to have certain insurance in place. Review the insurance requirements carefully before purchasing a car.
Rental Reimbursement Coverage
If being in an accident is likely to leave you without a way of getting around, then this insurance is nice to have. It pays for your rental vehicle after an accident.
Roadside Assistance Coverage
This insurance is to pay for a tow truck if you have a breakdown on the side of the road. Often, this type of policy requires you to pay for the tow truck upfront, and the insurer reimburses you afterward.
Don’t be left stranded without auto insurance. Speak to Sound Choice Insurance Agency Inc serving Lynnwood, WA, today!