How to Find the Right Auto Insurance Policy for You and Your Family in Washington

In Lynnwood, WA and the surrounding areas, obtaining limited liability insurance is required by law before you are capable of operating a motor vehicle on the road. With a minimum of $25,000 coverage per person and $10,000 for property damage required in an insurance policy, it is important to compare and review your options before deciding. Sound Choice Insurance Agency, Inc. is available to facilitate the process of obtaining insurance and protecting both you and your vehicle anytime you drive. 

Consider Your Household Finances

Before selecting an auto insurance policy for your vehicle, consider your current expendable budget and financial standing. Obtaining multiple insurance quotes for your vehicle is also a way to determine the best method of getting the coverage you need that is also affordable for you and your family. 

Review Policy Terms and Benefits

Always be sure to review policy terms based on the type of auto insurance you are considering. Whether you are seeking limited liability insurance, collision coverage, or comprehensive coverage, inquire about your options and coverage limits with a professional insurance agent to help with making your decision. Ask about protecting yourself, your vehicle, and others who may be involved in an automobile accident with you before selecting an insurance policy that is ideal for your needs. For more information on each type of insurance coverage available, reach out to our agents to have all your questions answered.

To get an auto insurance quote for you or your family in Lynnwood, WA, get in touch with Sound Choice Insurance Agency, Inc. today. We can help guide you through the options and assist in determining the policies that are right for you.

Where to Visit on the Washington Coast

There’s no coast in the world quite like the American Northwest, and with a solid policy from Sound Choice Insurance Agency, Inc, you’ll be ready for anything the trip has to offer as you venture out from Lynnwood, WA. Here are the places you must check out on your way up and down the Washington coast:

Hobuck Beach

At Hobuck beach you can find surprisingly affordable cabins and camping spots for the night. Hobuck Beach is home to the Makah Tribe, who have lived in the area for thousands of years. Hobuck Beach can be found behind Cape Flattery. Nothing like the typical beaches of Washington, Hobuck is a hidden paradise.

Seabrook

A planned village inspired by the cozy little towns of New England, Seabrook is one of the sandier beaches in the state. Not to say we don’t love the beautiful rocky beaches of Washington, but sometimes you want to do a little sunbathing or run along the coast without your shoes on. Seabrook is the place to do it, and if you have friends to bring, it should be all the more fun.

La Push

La Push is one of the best fishing beaches in Washington and offers some of the most breathtaking views in the country. A small Quileute Indian village near the Canadian border, La Push is a great place to catch some tuna near the end of the Summer.

The roads can be treacherous along the coast if you’re not careful, especially in the rainier months. Make sure you have your policy sorted with Sound Choice Insurance Agency, Inc before you head out from Lynnwood, WA, and you’ll be ready to explore the Northwestern coast without any worries.

Give our agents a call or drop by our office to talk with a professional about your auto insurance today. Also, try our online rating tool for quotes on your home and auto insurance.

How Safe Winter Driving Reduces Cost of Auto Insurance

Snow and ice can make driving conditions difficult for Lynnwood, WA drivers. If you’re not used to driving in harsh winter weather, you face greater risks of having an accident.  

Learning how to drive safely on ice and snow will help you maintain better control over your vehicle to avoid accidents. An updated auto insurance policy from Sound Choice Insurance Agency, Inc will ensure you have the protection you need for any eventuality on the road. 

Winter Driving Safety Tips

Driving safely is imperative to preventing accidents on icy roads. During winter, it’s best to drive slower than normal, use extra caution when passing and increase distances between vehicles.   

People should avoid using cruise control during winter as it could hinder you from reacting quickly when needing to avoid an accident.  

If you’re new to winter driving, it wouldn’t hurt to practice in a safe, open area to get a feel for handling your vehicle under these conditions before taking it out on a crowded highway. When inclement weather makes driving dangerous for you or others, stay home or catch a ride with a more experienced driver.

Vehicle Prep

Safe winter driving includes preparing your vehicle in advance for winter conditions. Putting winter tires on your vehicle gives you better traction when driving on slippery roads. This makes it easier for you to stay in control of your car. Winter tires improve driving performance to reduce the risk of accidents. Using winter tires could even qualify you for a discount on your auto insurance due to increasing safety on icy roads.

Safe driving habits can lead to fewer violations and accidents, which could reduce your auto insurance prices. For more information on auto insurance coverage and costs in Lynnwood, WA, contact us at Sound Choice Insurance Agency, Inc. 

Will Sea Air Damage Your Paintjob In Lynnwood WA?

Lynnwood, WA is not right on the beach, but it’s close enough that you may be wondering if the salty sea air can damage your Lynnwood, WA home. The answer is: Yes.

The most serious damage the sea can do to your home is if you’re right on the beach, getting splashed with ocean spray, getting your foundation soaked when the tide is high. However, the salty air can still do some major damage to your exterior and even your foundation up to about a hundred miles from the sea. This means that even if you live more inland, you can see your paint peeling and chipping thanks to the salt in the air.

It’s not so bad the further you get, but you will need to take some precautions. Protective finishes can help to protect the surface of your home, but nothing replaces regular cleaning. Maybe you’ve never lived somewhere where you had to scrub your exterior walls before, but if you see a fuzzy, salty buildup forming on the exterior of your home or on the foundation, you’ll want to get some soap and water and scrub it. When salt builds up that fuzzy surface, it can chew away at the wood and do some serious damage, digging itself in deeper and deeper. Salty air can also rust metal surfaces very quickly, which is why washing and waxing your car is so important in Washington.

Sound Choice Insurance Agency Inc. can help you to get some great discounts on your home, but no policy, from Sound Choice Insurance Agency Inc. or anyone else, can make up for a little tender love and care for your home.