Author: agentinsure

What Factors to Consider when Purchasing Home Insurance

Posted on by agentinsure

Most people understand that they need to purchase home insurance. A home is most people’s most valuable financial possession that they will invest in over the course of their lives. Home insurance is a necessity because it will help to cover the financial damages that occur if the structure of a home is damaged. On the other hand, there are many considerations that people must take into account when purchasing home insurance. Do not neglect the following factors when investing in home insurance.

First, make sure that the home insurance policy covers personal belongings. The structure of the home is not the only valuable item that makes up a home. Most people have expensive jewelry, electronics, and clothing that are stored inside the home. If the home goes up in flames, these belongings will be lost in the ensuing damage. These are worth a substantial amount of money and people should make sure that their home insurance policy covers these items.

Next, make sure that the home insurance policy covers living expenses. If the damage to a home is so bad that the home is no longer able to be lived in, people can rack up a significant amount of expenses by eating out at restaurants and staying in hotels while looking for a more permanent place to live. These are expensive bills that can place a significant amount of financial stress on the family. Therefore, make sure that the home insurance policy covers living expenses. They should not be neglected.

Residents living in Lynnwood, WA should make sure that they have the necessary amount of coverage when it comes to home insurance. Contact an experienced insurance agent at Sound Choice Insurance Agency, Inc serving the area of Lynnwood, WA for more information on a  home insurance policy today.

Will Sea Air Damage Your Paintjob In Lynnwood WA?

Posted on by agentinsure

Lynnwood, WA is not right on the beach, but it’s close enough that you may be wondering if the salty sea air can damage your Lynnwood, WA home. The answer is: Yes.

The most serious damage the sea can do to your home is if you’re right on the beach, getting splashed with ocean spray, getting your foundation soaked when the tide is high. However, the salty air can still do some major damage to your exterior and even your foundation up to about a hundred miles from the sea. This means that even if you live more inland, you can see your paint peeling and chipping thanks to the salt in the air.

It’s not so bad the further you get, but you will need to take some precautions. Protective finishes can help to protect the surface of your home, but nothing replaces regular cleaning. Maybe you’ve never lived somewhere where you had to scrub your exterior walls before, but if you see a fuzzy, salty buildup forming on the exterior of your home or on the foundation, you’ll want to get some soap and water and scrub it. When salt builds up that fuzzy surface, it can chew away at the wood and do some serious damage, digging itself in deeper and deeper. Salty air can also rust metal surfaces very quickly, which is why washing and waxing your car is so important in Washington.

Sound Choice Insurance Agency Inc. can help you to get some great discounts on your home, but no policy, from Sound Choice Insurance Agency Inc. or anyone else, can make up for a little tender love and care for your home.