Owning a home is likely the largest investment that you will make in your lifetime. It only makes sense to ensure that this investment is protected from damage and destruction. While your basic homeowners’ policy will provide protection from many events such as wind, water, and fire, you may wonder if your current policy also gives you relief in the event of theft or burglary. The team of helpful agents at Sound Choice Insurance Agency Inc are proud to answer this question and more for their clients in the greater Lynnwood, WA area.
The Short Answer: Yes
Most home insurance policies will protect you from theft, both inside and away from your home. However, if this is a situation that concerns you, it is always a great idea to have your current policy reviewed for completeness. One of the easiest ways to look at how your home insurance policy functions is to think of your coverage taking care of your home and your belongings.
For example, if your bicycle is stolen from your local park, the loss will likely be covered by your home policy. Bear in mind, that most base policies do have value limits that define coverage as up to a certain point of coverage per article. If you have a lot of expensive sports or electronic equipment, or a collection of art or jewelry, you may want to consider a personal articles rider for your policy. All of these questions and more can be addressed at your annual policy review.
Ready for a comprehensive review of your homeowners’ policy? Call or stop by today and let the team at Sound Choice Insurance Agency Inc review your policy with you. We look forward to serving you and the entire Lynnwood, WA community!