Is a Dead Battery Covered by Auto Insurance?

Car batteries tend to die when you least expect it, sometimes leaving you scratching your head wondering how you can afford to fix it in Lynnwood, WA. A dead battery often brings up the question, “Does my auto insurance policy cover a dead battery?” The answer to the question is “No.” Unfortunately, auto insurance policies do not cover car batteries that die from wear and tear. 

Though your auto insurance does not cover your dead battery, call our agents at Sound Choice Insurance Agency Inc to learn what is covered. 

Car Battery Costs

Depending upon the vehicle and brand of battery purchased, it can cost between $50 and $200 to replace a dead battery. This amount is typically far less than most deductibles, which means that it would not be worth filing a claim even if your auto insurance policy covered it. 

Roadside Assistance

If you have roadside assistance with your car insurance company, should your battery die, you do have coverage for help jump-starting your vehicle or towing it to a repair shop. However, there may be a mileage limit to your roadside assistance towing coverage, which means you may have a bill to cover any additional mileage. 

In addition to helping jump your battery or tow your car, roadside assistance also covers fuel deliveries, lockout services, and changing a flat tire. Purchasing roadside assistance with your insurance plan can range from $20 to $40 or more per year, with prices varying by car insurance plan and company. 

Though you cannot buy car insurance to cover a dead battery in Lynnwood, WA, the experts at Sound Choice Insurance Agency Inc can help you find the best car insurance available for your vehicle.