Lynnwood

If You Experience a Car Accident, Do These Three Things Right Away

Posted on by agentinsure

Even minor car accidents can be stressful and disorienting. What you do in the moments following a car accident can make a big difference in your safety and help smooth out the insurance claims process. Here are three crucial steps to take following a car accident. 

Check for Injuries and Ensure Safety

First, assess yourself and your passengers for injuries. If anyone is seriously hurt, call 911 right away. If it’s safe to do so, move your vehicle out of the way to prevent further accidents, set up flares if you have them in your vehicle, and turn on your hazard lights to alert other drivers.

Call the Authorities and Document the Scene

Even if the accident seems minor, it’s important to call the police. A formal accident report may be required for insurance claims or legal proceedings. While waiting for help to arrive, document everything. Take clear photos of the vehicles, damage, license plates, and the surrounding area. Exchange information with the other driver, including names, contact details, driver’s license numbers, and insurance information. 

Notify Your Insurance Provider Promptly

After everyone is safe and has exchanged information, call your insurance company to report the accident. Provide them with accurate details and photos. Prompt reporting helps speed up the claims process, helping you get back on the road.

Ready to Update Your Auto Insurance Policy?

Reach out to Sound Choice Insurance Agency Inc. in Lynnwood, WA. Whether you’re purchasing a brand-new vehicle or are unsure if your current auto insurance policy meets your needs, the Sound Choice Insurance Agency Inc. team, serving Lynnwood, WA, is here to help. Contact us today to chat with one of our friendly agents about which of our auto insurance products is the right fit for your needs. 

What Factors to Consider when Purchasing Home Insurance

Posted on by agentinsure

Most people understand that they need to purchase home insurance. A home is most people’s most valuable financial possession that they will invest in over the course of their lives. Home insurance is a necessity because it will help to cover the financial damages that occur if the structure of a home is damaged. On the other hand, there are many considerations that people must take into account when purchasing home insurance. Do not neglect the following factors when investing in home insurance.

First, make sure that the home insurance policy covers personal belongings. The structure of the home is not the only valuable item that makes up a home. Most people have expensive jewelry, electronics, and clothing that are stored inside the home. If the home goes up in flames, these belongings will be lost in the ensuing damage. These are worth a substantial amount of money and people should make sure that their home insurance policy covers these items.

Next, make sure that the home insurance policy covers living expenses. If the damage to a home is so bad that the home is no longer able to be lived in, people can rack up a significant amount of expenses by eating out at restaurants and staying in hotels while looking for a more permanent place to live. These are expensive bills that can place a significant amount of financial stress on the family. Therefore, make sure that the home insurance policy covers living expenses. They should not be neglected.

Residents living in Lynnwood, WA should make sure that they have the necessary amount of coverage when it comes to home insurance. Contact an experienced insurance agent at Sound Choice Insurance Agency, Inc serving the area of Lynnwood, WA for more information on a  home insurance policy today.