Lynnwood, WA, is a charming farm town with plenty of opportunities for growers, farmers, and agribusiness owners. However, if you want your venture to reach its full potential, good insurance coverage that protects you from unforeseen disasters is a must.

What are the Policy Options?

Property Insurance

Property insurance for farms and ranches doesn’t just cover the house, appliances, and the owner’s personal belongings. It also covers outdoor structures such as barns and fences. Some policies will even cover livestock. 

Farm Equipment Insurance

Equipment insurance covers vital machinery on your farm, such as tractors and combine harvesters. Insurers offer policies that cover individual machines as well as policies that will cover all your machinery.

Liability Insurance

There are different liability insurance options available to farmers and ranchers to cover situations you typically face when running an agribusiness. Premises insurance, for instance, can be ideal for those who give tours to visitors. Product liability covers produce grown on your farm and sold in its original condition. Operations liability insurance covers farm machinery when you drive this machinery down a public road.

Workers Compensation Insurance

Farms and ranches with full-time employees are legally required to purchase this type of insurance. It covers medical bills, lost wages, and other expenses if an employee is injured on the job.  

Call Sound Choice Insurance Agency Inc for More Information

Our team at Sound Choice Insurance Agency Inc understands the needs of Lynnwood, WA, farmers and growers. We know that normal commercial insurance policies don’t meet your specific needs. Give us a call to find out about our farm insurance options or to get personalized help in picking policies that meet your needs at a price you can afford.