{"id":158,"date":"2023-05-24T04:00:00","date_gmt":"2023-05-24T10:00:00","guid":{"rendered":"https:\/\/www.soundchoiceins.org\/blog\/?p=158"},"modified":"2023-05-24T13:18:51","modified_gmt":"2023-05-24T19:18:51","slug":"does-home-insurance-cover-termites","status":"publish","type":"post","link":"https:\/\/www.soundchoiceins.org\/blog\/does-home-insurance-cover-termites\/","title":{"rendered":"Does home insurance cover termites?"},"content":{"rendered":"<p>Your Lynnwood, WA&nbsp;home probably means a lot to you. Sound Choice Insurance Agency Inc. wants you to understand homeowner&rsquo;s insurance and what it covers and doesn&rsquo;t. Most home policies do not cover termite damage because it happens over the long term.<\/p>\n<h2><strong>Homeowners Can Prevent Termites<\/strong><\/h2>\n<p>Unfortunately, if you found termites and they&rsquo;ve caused damage, your home policy probably&nbsp;does not cover it. Check your policy to see if it does cover it.<\/p>\n<h3><strong>Here&rsquo;s why most home policies do not cover termites.<\/strong><\/h3>\n<p>Underwriting companies expect homeowners to upkeep their homes and undergo regular termite inspections regularly.<\/p>\n<p>A home cared for properly does not develop termites. They require an entry point and a moist environment, so by conducting regular home maintenance, homeowners avoid providing such entry points.<\/p>\n<p>Consider purchasing a termite protection plan, a reasonably priced preventative measure that includes an annual visit from termite inspectors. Termite protection plans cost between $50 to $280.<\/p>\n<h2><strong>How Else Could You Find Out Your Home Has Termites?<\/strong><\/h2>\n<p>When you sell your home, it must undergo an inspection to find any problems with it and a valuation to determine its worth. This inspection checks for termites. The mortgage lender can require a termite warranty or bond if the inspection finds termites. The warranty pays for termite treatment for the future homeowner. These warranties cost an average of $2,000.<\/p>\n<h2><strong>Don&rsquo;t Let Termites Catch You Off Guard<\/strong><\/h2>\n<p>Take action today to check for termites in your home and begin remediation if you do. Contact Sound Choice Insurance Agency Inc. for a home policy to protect your home from damage from named perils. We serve the greater Lynnwood, WA area with the insurance its residents need to protect their financial security.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Your Lynnwood, WA&nbsp;home probably means a lot to you. Sound Choice Insurance Agency Inc. wants you to understand homeowner&rsquo;s insurance and what it covers and doesn&rsquo;t. Most home policies do not cover termite damage because it happens over the long term. Homeowners Can Prevent Termites Unfortunately, if you found termites and they&rsquo;ve caused damage, your [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[5,6],"class_list":["post-158","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-lynnwood-wa","tag-sound-choice-insurance-agency-inc"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.soundchoiceins.org\/blog\/wp-json\/wp\/v2\/posts\/158","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.soundchoiceins.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.soundchoiceins.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.soundchoiceins.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.soundchoiceins.org\/blog\/wp-json\/wp\/v2\/comments?post=158"}],"version-history":[{"count":1,"href":"https:\/\/www.soundchoiceins.org\/blog\/wp-json\/wp\/v2\/posts\/158\/revisions"}],"predecessor-version":[{"id":159,"href":"https:\/\/www.soundchoiceins.org\/blog\/wp-json\/wp\/v2\/posts\/158\/revisions\/159"}],"wp:attachment":[{"href":"https:\/\/www.soundchoiceins.org\/blog\/wp-json\/wp\/v2\/media?parent=158"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.soundchoiceins.org\/blog\/wp-json\/wp\/v2\/categories?post=158"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.soundchoiceins.org\/blog\/wp-json\/wp\/v2\/tags?post=158"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}