{"id":132,"date":"2022-04-22T04:00:00","date_gmt":"2022-04-22T10:00:00","guid":{"rendered":"https:\/\/www.soundchoiceins.org\/blog\/?p=132"},"modified":"2022-04-22T13:34:23","modified_gmt":"2022-04-22T19:34:23","slug":"how-to-get-the-best-out-of-your-home-insurance-policy","status":"publish","type":"post","link":"https:\/\/www.soundchoiceins.org\/blog\/how-to-get-the-best-out-of-your-home-insurance-policy\/","title":{"rendered":"How to Get the Best out of Your Home Insurance Policy"},"content":{"rendered":"<p>How can you make the most of your home insurance? A few tweaks here and there can help you harness the power of your homeowner&rsquo;s insurance policy. Not sure where to start? Don&rsquo;t worry. At Sound Choice Insurance Agency Inc. in Lynnwood, WA, we are dedicated to educating our clients on insurance matters to ensure they make informed decisions when investing in insurance. Today, let&rsquo;s help you get the best bang for your bucks regarding home insurance.<\/p>\n<h3><strong>Know what your home insurance covers<\/strong><\/h3>\n<p>You can&rsquo;t get the best out of your policy if you don&rsquo;t know what it covers. Typical home insurance covers the following areas:<\/p>\n<ul>\n<li>Liability protection<\/li>\n<li>Dwelling protection<\/li>\n<li>Contents coverage<\/li>\n<li>Loss of use<\/li>\n<\/ul>\n<p>Please refer to your fine print or clarify with your insurance agent about the specific risks covered by your policy for better clarity.<\/p>\n<h3><strong>Know your home insurance exclusions<\/strong><\/h3>\n<p>It is essential to know what your home insurance covers. It&rsquo;s also important to understand what your policy excludes. This way, your claim insurance will be smooth. Plus, it helps to understand &ldquo;add-ons&rdquo; you should consider to boost your home insurance. Typical home insurance doesn&rsquo;t cover floods, earthquakes, intentional damage, sewer backup, or normal wear&nbsp;and tear.<\/p>\n<h3><strong>Review your home insurance policy periodically.<\/strong><\/h3>\n<p>You should review your home insurance at least once every year. This ensures that your current needs are well-covered in your policy. However, sometimes you don&rsquo;t have to wait for a year to lapse to sit with your insurance agent. If the below happens, talk to your insurer ASAP to adjust your policy:<\/p>\n<ul>\n<li>Inclusion of a pet<\/li>\n<li>Significant renovations<\/li>\n<li>Changes in local building costs<\/li>\n<li>Inclusion of a swimming pool or trampoline<\/li>\n<li>Starting a home-based business<\/li>\n<\/ul>\n<p>Were you looking for a trusted insurance agent in Lynnwood, WA? You can&rsquo;t go wrong with Sound Choice Insurance Agency Inc. Get in touch with us today to get the conversation started.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>How can you make the most of your home insurance? A few tweaks here and there can help you harness the power of your homeowner&rsquo;s insurance policy. Not sure where to start? Don&rsquo;t worry. At Sound Choice Insurance Agency Inc. in Lynnwood, WA, we are dedicated to educating our clients on insurance matters to ensure [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[5,6],"class_list":["post-132","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-lynnwood-wa","tag-sound-choice-insurance-agency-inc"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.9 - aioseo.com -->\n\t<meta name=\"robots\" content=\"max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n\t<meta name=\"author\" content=\"agentinsure\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.soundchoiceins.org\/blog\/how-to-get-the-best-out-of-your-home-insurance-policy\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.9\" \/>\n\t\t<meta 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12:50:02","updated":"2026-06-16 06:20:14","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.soundchoiceins.org\/blog\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.soundchoiceins.org\/blog\/category\/home-insurance\/\" title=\"Home Insurance\">Home Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tHow to Get the Best out of Your Home Insurance Policy\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.soundchoiceins.org\/blog"},{"label":"Home Insurance","link":"https:\/\/www.soundchoiceins.org\/blog\/category\/home-insurance\/"},{"label":"How to Get the Best out of Your Home Insurance 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