{"id":132,"date":"2022-04-22T04:00:00","date_gmt":"2022-04-22T10:00:00","guid":{"rendered":"https:\/\/www.soundchoiceins.org\/blog\/?p=132"},"modified":"2022-04-22T13:34:23","modified_gmt":"2022-04-22T19:34:23","slug":"how-to-get-the-best-out-of-your-home-insurance-policy","status":"publish","type":"post","link":"https:\/\/www.soundchoiceins.org\/blog\/how-to-get-the-best-out-of-your-home-insurance-policy\/","title":{"rendered":"How to Get the Best out of Your Home Insurance Policy"},"content":{"rendered":"<p>How can you make the most of your home insurance? A few tweaks here and there can help you harness the power of your homeowner&rsquo;s insurance policy. Not sure where to start? Don&rsquo;t worry. At Sound Choice Insurance Agency Inc. in Lynnwood, WA, we are dedicated to educating our clients on insurance matters to ensure they make informed decisions when investing in insurance. Today, let&rsquo;s help you get the best bang for your bucks regarding home insurance.<\/p>\n<h3><strong>Know what your home insurance covers<\/strong><\/h3>\n<p>You can&rsquo;t get the best out of your policy if you don&rsquo;t know what it covers. Typical home insurance covers the following areas:<\/p>\n<ul>\n<li>Liability protection<\/li>\n<li>Dwelling protection<\/li>\n<li>Contents coverage<\/li>\n<li>Loss of use<\/li>\n<\/ul>\n<p>Please refer to your fine print or clarify with your insurance agent about the specific risks covered by your policy for better clarity.<\/p>\n<h3><strong>Know your home insurance exclusions<\/strong><\/h3>\n<p>It is essential to know what your home insurance covers. It&rsquo;s also important to understand what your policy excludes. This way, your claim insurance will be smooth. Plus, it helps to understand &ldquo;add-ons&rdquo; you should consider to boost your home insurance. Typical home insurance doesn&rsquo;t cover floods, earthquakes, intentional damage, sewer backup, or normal wear&nbsp;and tear.<\/p>\n<h3><strong>Review your home insurance policy periodically.<\/strong><\/h3>\n<p>You should review your home insurance at least once every year. This ensures that your current needs are well-covered in your policy. However, sometimes you don&rsquo;t have to wait for a year to lapse to sit with your insurance agent. If the below happens, talk to your insurer ASAP to adjust your policy:<\/p>\n<ul>\n<li>Inclusion of a pet<\/li>\n<li>Significant renovations<\/li>\n<li>Changes in local building costs<\/li>\n<li>Inclusion of a swimming pool or trampoline<\/li>\n<li>Starting a home-based business<\/li>\n<\/ul>\n<p>Were you looking for a trusted insurance agent in Lynnwood, WA? You can&rsquo;t go wrong with Sound Choice Insurance Agency Inc. Get in touch with us today to get the conversation started.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>How can you make the most of your home insurance? A few tweaks here and there can help you harness the power of your homeowner&rsquo;s insurance policy. Not sure where to start? Don&rsquo;t worry. At Sound Choice Insurance Agency Inc. in Lynnwood, WA, we are dedicated to educating our clients on insurance matters to ensure [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[5,6],"class_list":["post-132","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-lynnwood-wa","tag-sound-choice-insurance-agency-inc"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.soundchoiceins.org\/blog\/wp-json\/wp\/v2\/posts\/132","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.soundchoiceins.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.soundchoiceins.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.soundchoiceins.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.soundchoiceins.org\/blog\/wp-json\/wp\/v2\/comments?post=132"}],"version-history":[{"count":1,"href":"https:\/\/www.soundchoiceins.org\/blog\/wp-json\/wp\/v2\/posts\/132\/revisions"}],"predecessor-version":[{"id":133,"href":"https:\/\/www.soundchoiceins.org\/blog\/wp-json\/wp\/v2\/posts\/132\/revisions\/133"}],"wp:attachment":[{"href":"https:\/\/www.soundchoiceins.org\/blog\/wp-json\/wp\/v2\/media?parent=132"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.soundchoiceins.org\/blog\/wp-json\/wp\/v2\/categories?post=132"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.soundchoiceins.org\/blog\/wp-json\/wp\/v2\/tags?post=132"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}